Please list 3 newly learned facts in the following sections/pages of the College Steps magazine:
Your last name starts with A-F p. 3-11
Your last name starts with G-M p. 13 - 22
Your last name starts with N-Z p. 24 - 31
1). We (ECHS students) are way more prepared for college level classes than other high school students. Over half of them don't expect it to be hard. We already have a taste of the real college life and we'll adapt quicker and last longer than they will. 2). Almost every college website has a Net Price Calculator to predict estimated cost for school. 3). You should check your credit score at least once a year.
1.) It is alright to spend money on college because it is an investment toward your future, don't expect a full ride. 2.) It is important to visit college campuses before making your ultimate decision on where to go. 3.) There are differences between scholarships, grants, and loans.
1. 54% of students surveyed said that their college courses were more difficult than they expected. 2. When taking out student loans, the amount borrowed should not exceed pass your potential earning. 3. There are scholarship scams, so keep in mind that you should never have to pay for a scholarship.
Emily V. - Being that we are in the Early College, we've experienced college already & are ahead of traditional schools. Checking your credit score at least once a year, is important. There is a Net Calculator on all school websites to predict how much will need to be paid towards your education. The net calculator helps make smart decisions whether or not you can afford certain schools.
1. Spending money for college is ok (I was definitely scared of that word loans). 2. Every college website has tools to help come up with your total. 3. don't exceed your earning when doing loans.
1. Avoid cash advances for credit cards... they usually charge a fee 2. Do not go above your credit limit... it shows control over money and leaves you with emergency funds/credit 3. never give out account information to anybody... or write it in an email or text message
1. Parents should be more like coaches throughout the course rather than making decisions for us. 2. As seniors we have to learn the day-to-day needs because soon were going to be living on our own and we have to be ready. 3. Sometimes grants, and scholorships arent enough to cover for college, sometimes you have to get loans even if you dont want them...
Parents 13-20 1. Parent Student Loans(PLUS) are loans that can be taken out by your parent in order to cover the remaining costs of college for their child. 2. Secure reference that have helped you along the way to going to college, with a "thank you" so that the reference will know that their help was appreciated. 3. After researching all your loan options, apply for the loan no earlier than 90 days prior to the beginning of the term.
There are private loans that can be taken out by banks and other private means that usually cover all other outstamding education costs. It is good to make a financial plan with the school so you do not have to pay a lump sum of cash each semester. There are also federal direct plus loans for students who are dependent and they also can cover all outstanding educational costs.
1. Student loans are okay but you are going to want to pay your interest during college. 2. As college students, we take on responsibilities to take care of ourselves and maintain awesome grades. 3. Establishing and having good credit is important to have nice things in life.
1. Don't be afraid to spend money on college because it's worth it. 2. When you borrow, don't take more than you'll earn. 3. Scholarships, grants, and loans aren't the same.
1). We (ECHS students) are way more prepared for college level classes than other high school students. Over half of them don't expect it to be hard. We already have a taste of the real college life and we'll adapt quicker and last longer than they will.
ReplyDelete2). Almost every college website has a Net Price Calculator to predict estimated cost for school.
3). You should check your credit score at least once a year.
1.) It is alright to spend money on college because it is an investment toward your future, don't expect a full ride.
ReplyDelete2.) It is important to visit college campuses before making your ultimate decision on where to go.
3.) There are differences between scholarships, grants, and loans.
1. 54% of students surveyed said that their college courses were more difficult than they expected.
ReplyDelete2. When taking out student loans, the amount borrowed should not exceed pass your potential earning.
3. There are scholarship scams, so keep in mind that you should never have to pay for a scholarship.
You should check your credit score at least once a year.
ReplyDeleteYour monthly student loan payment should be no more than 10-15%of the net monthly income you plan to earn after graduating.
Almost every college website has a Net Price Calculator to predict estimated cost for school.
1. There are a multitude of college expenses that aren't mentioned or thought about, such as laundry costs and software services.
ReplyDelete2. According to College Board, it costs $17,860 to attend a four-year college.
3. A Federal Direct PLUS loan for parents does not require a check of debt or current income, but a credit check is still needed.
Emily V. - Being that we are in the Early College, we've experienced college already & are ahead of traditional schools. Checking your credit score at least once a year, is important. There is a Net Calculator on all school websites to predict how much will need to be paid towards your education. The net calculator helps make smart decisions whether or not you can afford certain schools.
ReplyDelete1. Spending money for college is ok (I was definitely scared of that word loans).
ReplyDelete2. Every college website has tools to help come up with your total.
3. don't exceed your earning when doing loans.
1. Avoid cash advances for credit cards... they usually charge a fee
ReplyDelete2. Do not go above your credit limit... it shows control over money and leaves you with emergency funds/credit
3. never give out account information to anybody... or write it in an email or text message
1. Parents should be more like coaches throughout the course rather than making decisions for us.
ReplyDelete2. As seniors we have to learn the day-to-day needs because soon were going to be living on our own and we have to be ready.
3. Sometimes grants, and scholorships arent enough to cover for college, sometimes you have to get loans even if you dont want them...
1.avoid credit card cash advances
ReplyDelete2.With loans, the amount borrowed shouldn't exceed amount potentially earned.
3. Leanred the differences in, grants and loans
Parents 13-20
ReplyDelete1. Parent Student Loans(PLUS) are loans that can be taken out by your parent in order to cover the remaining costs of college for their child.
2. Secure reference that have helped you along the way to going to college, with a "thank you" so that the reference will know that their help was appreciated.
3. After researching all your loan options, apply for the loan no earlier than 90 days prior to the beginning of the term.
There are private loans that can be taken out by banks and other private means that usually cover all other outstamding education costs. It is good to make a financial plan with the school so you do not have to pay a lump sum of cash each semester. There are also federal direct plus loans for students who are dependent and they also can cover all outstanding educational costs.
ReplyDelete1. Student loans are okay but you are going to want to pay your interest during college.
ReplyDelete2. As college students, we take on responsibilities to take care of ourselves and maintain awesome grades.
3. Establishing and having good credit is important to have nice things in life.
1. Don't be afraid to spend money on college because it's worth it.
ReplyDelete2. When you borrow, don't take more than you'll earn.
3. Scholarships, grants, and loans aren't the same.
Investing money in college isn't bad
ReplyDeleteDon't barrow more than earned
Make sure having good credit it available