Blog - due Oct 3
Please review THREE college/fin. aid articles in my twitter feed, any three from the last 6 weeks and write ONE new bit of information that you have learned from each of the articles. Make sure it is something you didn't know or are surprised to find out.
1. If you are accepted under early decision, you must attend that school, unless its financial aid package is too low for you to attend.
ReplyDelete2. Early action is similar to early decision, but you aren't “locked in” to attending a school that accepts you.
3. You have a right to cancel all or a portion of a loan disbursement within 120 days of the date your school disbursed your loan money (by crediting the loan money to your school, by paying it directly to you, or both).
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ReplyDelete1. I did not know that there was counseling available to first generation college students.
ReplyDelete2. Some students do not like to fill out applications on the common app. Some colleges do not use college app at all.
3. There are certain websites that you can go to to buy college textbooks instead of just buying them from your university.
1:I did not know that they had scholarships for people in History, Political Science, and Public Service
ReplyDelete2: I did not know that AP is something to strive for to go to college.
3: I did not know how many Community Colleges we had in this state.
1. I did not know that you could get scholarships from different companies that you are employed at.
ReplyDelete2. I did not know that there are different plans that can help save money for college bills.
3. I learned that it is best to file for FAFSA as close to January 1st as possible.
1. I found it interesting that loans have a sex-month period before payments are due.
ReplyDelete2. If you don't pay a loan, it can go into default.
3. FAFSA is best to complete before January 1st.
1. When paying back a loan, you pay by a different way, depending on what loan.
ReplyDelete2. Scholarships are known as "gift aid".
3. When paying back a loan, you can have a grace period.
1. There are scholarship scams that we should be wary of.
ReplyDelete2. Some loan payments begin once the loan is fully given out.
3. Some programs offer joint degrees that you can enter in undergraduate school and get a graduate degree at the end of it.
1. FAFSA should be completed by Jan 1st.
ReplyDelete2. You may have to pay back some or all of the grant, if you withdraw from school.
3. I didn't know that you can get a scholarship for the company that your parents work at.
1. Early decision applications are binding, but early action are not.
ReplyDelete2. First generation college students are able to receive counselling.
3. If you have multiple federal student loans you can consolidate them into a single direct consolidation loan so you can just make one direct payment every month.
1. There are scholarship scams that we should be wary of.
ReplyDelete2. If you don't pay a loan, it can go into default.
3. I learned that it is best to file for FAFSA as close to January 1st as possible.
1. It is not good to be a "phantom" applicant where your name is being noticed for the first time when submitting an application. It is better to reach out to admissions officers.
ReplyDelete2. All or part of a grant must be paid back when withdrawing from school before the end of a semester.
3. It is better and easier to find a job by going beyond a simple Associates Degree or Bachelors since they are becoming as powerful as a high school degree used to be.
1. Loans can be cancelled within 120 days of the first day of school.
ReplyDelete2 The Perkins loans have a 5% interest rate.
3. You can get scholarships because of where your parents work.
1. People who are not citizens can still get help with Federal Student Aid.
ReplyDelete2. When getting loans you can not cancel them. You can only cancel them if you your school close down.
3. If you have siblings in college the FAFSA will be different in the way that one can be higher than the other or lower.
1. FAFSA must be completed by January 1st
ReplyDelete2. Students can earn a bachelors plus a graduate or professional degree in less time if they combine them.
3. Out of all ranked public schools reporting data, out of state tuition and fees average $20, 105.
I learned that
ReplyDeleteEarly decision is binding, early action is not.
Loans can be defaulted if certain steps aren't followed.
There are scholarship scams that we have to watch out for.
Grants and scholarships can come from the state, federal, college, and a private or nonprofit organization.
ReplyDeleteYou dont have to start paying back loans until after you graduate college.
You need contact the school's financial aid office to receive the most up to date information on your loan status.
All of these were things that I would know but just never thought about before.
ReplyDelete1.) There are some "scholarships" that are scams.
2.) The best time to complete the FAFSA is as close to January 1st as possible.
3.) Early decision means binding, early action just means that they will let you know sooner.
FAFSA must be completed by January 1st which is surprising because I thought we had to wait until our parents filed their taxes.
ReplyDeleteEarly decision is that you have to go to that school where as early act means that you get your answer early.
Some scholarships are scams so we have to be careful
1) Some scholarships can be seen as a scam
ReplyDelete2)FASFA needs to be complete by January 1st or as close to it as possible
3) Early decision is always binding , so you need to be sure that is the school you want to go to.
I learned that:
ReplyDelete1. While it would be more apposite to complete it earlier, the FAFSA has a deadline of January 1st.
2. You can get scholarships for where your parents work (and that my parents place of work does in fact award these).
3. Some scholarships are scams, so you should try your best to research them to the fullest before applying for one.
1. Early decision binding and early action is a faster response
ReplyDelete2. Students can get a masters and a Ph.D at the same time
3. You do not have to pay back loans until after you graduate college
• College students can earn joint degrees, which takes less time to get than getting a bachelor's degree and graduate degree separately
ReplyDelete• Students may have to pay back grant money if they don't complete a certain amount of hours enrolled at college.
• Students don't have to repay most federal student loans until after they leave college or drop below half-time enrollment.
What information I gathered from reading over three articles:
ReplyDelete- You can spot potential frauds while searching for scholarships by preventing identity theft and avoiding the pay of services that should be free. For example it should not cost you anything to fill out the FAFSA.
- Loans do not have a grace period unless you are eligible for deferment. Repayment begins as soon as the loan is fully disbursed.
- Early decision means binding, whereas early action is not, so while filing out applications it is important to pay attention to what exactly you’re getting yourself into.
1. That there is financial aid for non US citizens.
ReplyDelete2. That class rank doesn't always matter.
3. Loans have a window to be canceled.
1. FAFSA must be completed by January 1st...
ReplyDelete2. Some scholarship are scams...
3. Scholarships from your job or parents job...
1.If you are accepted under early decision, you must attend that school, unless its financial aid package is too low for you to attend.
ReplyDelete2. There is financial aid for non US citizens.
3. I didn't know there were scholarships that were "scams".
1. I didn't know loans can be cancelled within 120 days of the first day of school.
ReplyDelete2. I didn't know Some scholarship offered are scams
3. Early decision is always binding , so you need to be sure that is the school you want to go to.
1.You have to fill out FAFSA every year you are in college.
ReplyDelete2.Scholarships can be scams.
3.Loans that are defaulted may have to be payed in a single payment.
1. I learned that our FAFSA has to be completed at the very beginning of the year, by January 1st.
ReplyDelete2. Student that do Early decision applications can be binding depending on the college.
3. You can get scholarships and help with college from companies that you are currently working for.
1) I learned that our FAFSA will have to done every year of college.
ReplyDelete2) Some scholarships aren't what they appear.
3) Be careful of "binding" colleges.
1. I learned that FAFSA has to be filled out after college apps.
ReplyDelete2. Schools have binding deadlines
3. I can get scholarships while in college
1. I Learned that a lot of colleges give scholarships based on what is put on your FAFSA form, because it determines what you can qualify for.
ReplyDelete2. When doing the "early action", it doesn't actually lock you to that school.
3. You Should fill out your FAFSA paper work as soon a you can. (January)
1. I learned that dependent on the type of funding some money will come straight to you while other money will be sent straight to the school.
ReplyDelete2. There are scholarships that exist in order to steal from the people who attempt to sign up.
3. When a student loan is given there is a certain amount of time that passes before interest is added.